In modern society, most enterprises and companies will pay housing provident fund for their employees, and public institutions will basically pay housing provident fund for their employees. Housing provident fund can be used not only to buy houses, loans, but also to rent houses, provide for the aged, and diseases. Then the problem arises. How to draw housing provident fund? Now let's talk about what we have sorted out!

The specific process of withdrawing housing provident fund is as follows:

1. I provide my personal real ID card and its copy, and need to provide different and corresponding certification materials according to the different purposes of drawing the housing provident fund. Then I need to get and fill in the Housing Provident Fund Withdrawal Conditions at my unit to determine whether the certification materials submitted are true and legal.

2. Take the certificate, application form and relevant supporting materials mentioned above to the housing fund management department where the employee paid and opened the account.

3. After being reviewed by the local housing provident fund management department, confirm whether your situation meets the housing provident fund withdrawal conditions, and determine whether the certification materials submitted are true and legal.

4. After you apply for withdrawal of housing provident fund, the housing provident fund management center needs to complete the review within 3 working days from the date of your application, and will notify you of the results as soon as possible.

5. After your application is reviewed by the housing provident fund management department and passes the review, you need to provide the personal savings account number of the designated bank. The housing provident fund management department will handle the withdrawal procedures of housing provident fund later.

6. When the housing provident fund management department has completed the procedures for withdrawal of housing provident fund, the amount you applied for withdrawal will be transferred to the account you provided. And then you can withdraw housing provident fund as long as you go to the bank and take your bank card.

Let's talk about the main purpose of housing provident fund, that is, how to draw housing provident fund in housing. In terms of housing, you can apply for housing provident fund in the following cases.

First: I can apply for housing provident fund if I buy, build, renovate, overhaul or decorate a house;

Second: I need to repay the principal and interest of the house loan after purchasing the house;

Third: I need to rent a house because I don't have a house, and I can apply for housing provident fund to pay the rent of the leased house;

Fourth: In life, the maintenance fund (overhaul fund) and property management fees for self owned houses need to be paid.

The above four situations are about housing, which can be withdrawn from the housing provident fund. Here are the other situations to apply for the housing provident fund:

Information about the withdrawal of housing provident fund that can be applied for in the cancellation of individual housing provident fund account:

First, if the staff and workers go through retirement or retirement procedures, they can apply for withdrawal of housing provident fund;

Second, employees who leave China to settle down abroad can apply for withdrawal of housing provident fund;

Third, if the in-service employees lose their ability to work completely or partially and terminate their labor relationship with the unit, they can apply for withdrawal of housing provident fund;

Fourth, if an in-service employee dies or is declared dead, he or she can apply for withdrawing the housing fund.

The following special circumstances can also be applied for housing provident fund treatment:

First, those who enjoy the urban minimum living security in the city can apply for withdrawal of housing provident fund;

Second, in case of natural disasters, emergencies or serious illness of family members in hospital in life, which causes special difficulties in family life, you can apply for withdrawal of housing provident fund;

Third, if the employees of the enterprise have been unemployed for more than two consecutive years, the average monthly income of the family is lower than the local minimum wage income standard, and the family has serious difficulties in living, they can apply for withdrawal of housing provident fund.

If you want to know more, you can follow the second brother of WeChat public account for more details. WeChat: qierge222