Having applied for a business guarantee loan once and enjoyed full discount interest, can I apply again? According to the policy, it was not allowed before. Now, qualified entrepreneurs can apply for secondary and tertiary loans and continue to enjoy the government discount interest.
The reporter learned from the Urumqi Human Resources and Social Security Bureau that the policy support for business guarantee loans was further expanded, the restrictions on the loan industry were lifted, and Frequency, reduced loan application conditions and relaxed loan term.
Previously, qualified entrepreneurs could only apply for a business guarantee loan once. Now, entrepreneurs who are active in repayment, have strong ability to drive employment, and have good business projects can continue to provide business guarantee loans, but the cumulative number of times should not exceed 3. Further optimization will be made for those applying for secondary and tertiary loans The procedures make the loan procedures easier and the loan speed faster.
The restrictions on loan industry were lifted. Since the implementation of the business guarantee loan policy, the industries applying for loans must meet the requirements of low profit projects, that is, business, catering, repair, breeding and other business projects engaged in in the management committee (street, township), community (village), such as home handicrafts, repair, photocopying and typing, haircut, etc. After the policy support was further strengthened, the industry restrictions were lifted, and all business projects could apply for business guarantee loans and enjoy discount interest policies. The amount of business guarantee loans granted by individuals generally does not exceed 100000 yuan, and the maximum amount of business guarantee loans granted to small and micro enterprises does not exceed 2 million yuan.
The loan term is extended to three years. Previously, when applying for business guarantee loans, they enjoyed two-year full discount interest. Now, the loan term is extended to no more than three years, including two years of full discount interest and the third year of self payment interest.
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