For many entrepreneurs, the initial funds are not enough, or even the budget is too low. As a result, after a period of operation, the company does not have enough funds to operate. At this time, it needs to find some funds. For example, Alibaba is so famous and large that it is not bad for money now. At that time, Ma Yun also ran many companies to raise funds for capital injection. It can be seen how important enough capital is to the operation of the company. continue with Second Brother Introduce some ways for entrepreneurs to obtain funds:
1、 Venture capital
In many people's eyes, venture capitalists have a magical "Money bag", the money falling out of that "money bag" can make entrepreneurs sit on Aladdin's "magic carpet" and soar into the sky. But venture capital is a kind of investment with high risk and high return. Venture capitalists enter entrepreneurial enterprises in the form of equity participation. In order to reduce risk, they will withdraw from investment after achieving the purpose of value-added, instead of being tied to entrepreneurial enterprises forever. Moreover, venture capital prefers high-tech start-ups.
2、 Bank loans
Bank loans are known as The "reservoir" has a "mass base" among entrepreneurs because banks have strong financial resources and most of them have government backgrounds. From the current situation, bank loans are as follows 4 types:
1. Mortgage loan refers to the way that the borrower provides a certain property to the bank as a credit mortgage.
2. Credit loan refers to a loan issued by a bank only based on its trust in the borrower's credit, and the borrower does not need to provide collateral to the bank.
3. The term "guaranteed loan" refers to a loan granted with the credit of the guarantor as guarantee.
4. Discounted loan refers to a loan method in which the borrower applies to the bank for discount with unmatured bills when it is in urgent need of funds.
3、 Finance lease
Financial leasing is a credit method with the direct purpose of financing. It is ostensibly a loan, but in essence a loan, which is repaid in installments in the form of rent. This financing method has the following advantages: it does not occupy the bank credit line of the start-up enterprise, and the entrepreneur can use the equipment after paying the first rent, without having to invest heavily in the purchase of equipment, so that the capital can be transferred to the place where the money is most needed.
4、 Private capital
With the encouragement and guidance of the Chinese government on private investment and the improvement of the marketization of the national economy, private capital is gaining more and more development space. At present, China's private investment is no longer limited to the traditional manufacturing and service industries, but to infrastructure, science, education, culture, health, finance and insurance and other fields "Full bloom" is undoubtedly "good news" for entrepreneurs who are worried about "finding money". Moreover, the investment operation procedure of private capital is relatively simple, the financing speed is fast, and the threshold is low.
In short, when the company is in difficulty, if there is enough capital injection, it can solve the company's urgent needs, let the company survive through the cold winter, so before starting a business, if you find that there is not enough capital, you should find a way to raise funds as soon as possible. Money can help you overcome the temporary difficulties, but the key to public survival is the way of operation and profitability.
